Grow your ethnic grocery store with fast, flexible funding
MamiMarkets has partnered with Elect Capital to bring dedicated business financing to local and ethnic grocery stores across Canada — no hard credit checks, capital in as little as 24 hours.
Funding in four simple steps
No branch visits, no paperwork piles. Apply online and get a decision the same business day.
Fill out a short form right here on the MamiMarkets platform. No hard credit check, no supporting documents needed to start.
Elect Capital reviews your store's revenue and cash flow — not just your credit score. Apply before 2pm and get an offer the same business day.
Accept your offer and capital lands in your business account — often within 24 hours. Repayments flex with your daily revenue.
Restock shelves, expand your product range, cover seasonal gaps, or invest in equipment — the capital is yours to use as you see fit.
Choose the funding that fits your store
From first-time applicants to established multi-location stores, there's a tier that works for you.
- Same-day decision
- No hard credit check
- Revenue-based repayment
- Dedicated support line
- Everything in Starter
- Priority underwriting queue
- Flexible repayment terms
- MamiMarkets platform perks
- Everything in Growth
- Dedicated account manager
- Custom repayment structure
- Multi-location support
Built specifically for ethnic and immigrant-owned stores
Traditional banks often overlook the unique cash flow patterns of ethnic grocery businesses. This partnership was designed to change that.
Elect evaluates your store's actual sales and cash flow — not just a credit score. A slower personal credit history won't hold your business back.
When a supplier deal appears or a shelf needs restocking, you can't wait weeks. Apply before 2pm, get an offer the same day.
MamiMarkets vendors get a dedicated intake channel and bilingual support — no generic call centres, no explaining your business from scratch.
Slow week? Your repayment drops with your revenue. Busy holiday season? You pay back proportionally. No fixed monthly payments to stress over.
Do you qualify?
Most MamiMarkets vendors will qualify. Here's what Elect Capital looks for:
- Registered business operating in Canada
- At least 6 months of trading history
- Monthly revenue of $10,000 or more
- Active business bank account
- Grocery, food retail, or ethnic market categories
- Listed or applying to list on MamiMarkets
Don't meet every requirement? Reach out anyway — Elect Capital's team reviews applications case by case and many stores that don't fit the traditional mould still qualify.
Takes 2 minutes · No credit check · No commitment
Stores that grew with funding
"I couldn't believe how fast it moved. I applied on a Tuesday and had money in my account Wednesday afternoon. I used it to double my imported spice inventory before the holiday rush."
"My credit history had gaps from when I first arrived in Canada. Elect looked at my store numbers instead. That made all the difference — I got $120K to open my second location."
"The repayment structure was a revelation. Slow weeks, I paid less. The flexibility meant I never felt like the loan was working against my business — it was working with it."
Ready to fund your store's next chapter?
It takes 2 minutes to apply. No hard credit check. No commitment.
